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How Rent to Own Works and How it Can Work For You

How Rent to Own Works and How it Can Work For You

Cars are like children. They need to be washed, fed when their energy is low, and properly taken care of so that they can live long, healthy lives. For some people, cars are even more important than an actual kid.

But perhaps the biggest similarity between cars and kids is the fact that they’re expensive. While you don’t need to send your SUV to college, you do need to regularly pay to keep the car in good condition.

An area that often surprises people in regards to the cost are the tires and wheels. Those rubber cylinders cost hundreds of dollars for a complete set, which can really put a dent in your bank account when it comes time to make some replacements.

The good news is that paying for your wheels upfront isn’t the only option with Rent A Wheel. Let’s take a look at what exactly it means to rent-to-own wheels and how this alternative might be the right choice for you.

What Does Rent to Own Mean?

Has your laptop ever completely died right during finals week? You need a replacement fast, but your current financial situation just doesn’t give you the room to pay over a thousand bucks for a new Macbook up front. So, you work out a deal where you pay about $250 up front, and then make monthly payments until you’ve paid off the computer in full.

That’s rent to own. Instead of purchasing a laptop, or tire, with the entire cost right away, you spread out those payments over a few weeks or months. It’s helpful for making those big, scary purchases feel a lot more manageable.

Benefits of Rent to Own Tires

You can rent entire vehicles, so it makes sense to be able to do the same thing with just the tires. And so many people don’t even know that rent to own programs exist, which is unfortunate, because there’s a world of wheels just waiting to be wandered.


Flexibility is one of the best things about a rent to own program. We can tailor a repayment program that best suits your specific needs. It saves you a whole lot of time and even more stress.

Especially if you’re really struggling for cash, the last thing you want to do is have to buy a whole new set of wheels. With a flexible payment plan, we can allow you up to 78 weeks to pay off your rims or tires. This means that a 16 inch passenger wheel can start at just $14 weekly. That’s about the same price as a single Chipotle burrito with guac. 

While that weekly amount varies based on type of car and size of the wheel, the bottom line is that the weekly payments can be super low.

Of course, if you’ve got a little more cash in the savings, you can increase your monthly payments, or even go with our 120-Days Same-As-Cash price option, which gives you up to 120 days to pay off your wheels and/ or tires at the exact cash price.

But those are just a few options. You can work with our store to figure out a payment plan that fits your budget. Weekly, bi-weekly, monthly, or all at once, it’s all possible with Rent A Wheel.

No Credit Restrictions

Most lending organizations require you to have a good credit score before you qualify for their lending programs. But poor scores rejoice, because a credit check isn’t required to pre-qualify for our rent to own program.

We don’t anchor our program based on your credit history, so even if you’ve made some mistakes in the past, we forgive and forget. We just want you to be able to have your dream wheels at a dream price. No questions asked.

Get Any Tires, Any Time

Another really great thing about rent to own tires is that you have access to all different tire types. All-terrain, off-road, snow tires, sand tires -- anything you can think of. You have access to thousands of different options at your disposal.

Some of these wheels can be insanely expensive to buy upfront, especially larger tires like all-terrain or mud-terrain. But with flexible rent to own payment plans, you can finally get your hands on your dream wheels at great deals.

How Does Rent to Own Work?

Alright, now that we’ve sold you on the whole rent to own thing, it’s time we also sell you some brand new wheels.

First things first, you’ll need to find your perfect wheels and tires. Browse through thousands of our options, or just go right for one that you’ve had your eyes on for a while. If you’re unsure of yourself, we’ve got you. Our expert recommendations will help you find what fits your budget, lifestyle, and vehicle.

Then, you can fill out a simple application to get pre-approved. Once that’s all sorted, you can pay with cash up front or choose from one of our flexible payment plans. It’s that simple.

What Payment Plans are Offered?

Like we said, we will work with you to come up with a payment plan that suits your given situation, so don’t stress. We also understand that unforeseen circumstances occur. It’s our goal to work with you through any situation if you become unable to afford your tires and wheels anymore.

With all of that in mind, there are three basic plans to choose from.

120-Day Same-As-Cash Price

The name basically spells everything out for you. With this plan, you’ll have 120 days to pay off your wheels and tires at our cash price. You can make payments weekly, monthly, bi-monthly -- whatever works for you.


This one gives you a whopping 78 weeks to pay off your wheels or tires (that’s a year and a half). And on top of that, if you pay your balance in full, you’ll receive 50% off your remaining balance. It’s just another example of our commitment to flexibility and fairness.


As you can see, we like to keep our titles pretty simple. This is just an option that lets you pay for your wheels and tires upfront at our cash price. Since we’re one of the largest wheel and tire retailers in the country, we can sell tires and wheels at a price that’s in line with the other big players.

Who Should Use Rent to Own?

Anybody can utilize our rent to own programs no matter your car experience or financial situation. Our flexible options are meant to work for everyone.

However, it might be especially cool for people who need new wheels in a pinch. If you had an unexpected accident or issue that requires replacements on your tires, dropping hundreds of dollars right away isn’t feasible. But with rent to own, you can alleviate the financial burden right away, letting you get back on the road as soon as possible.

Also, tire rentals are a fantastic option for people who know they only want to rent their wheels for a short period of time. If you wanted to rent out a fancy pair of off-road wheels for just a single week, that’s entirely possible. Don’t go buying wheels outright from another retailer if you’ll only need them for a limited period.

With all of that said, rent to own programs can work for anybody who’s buying a tire or wheel for any reason. Fill out the online application to get yourself pre-approved and on your way.

The Lowdown

Buying new tires can be extremely expensive, especially when it’s an unexpected purchase. Luckily, rent to own options make it super easy and affordable for everyone to have access to the wheels they love.

Rent to own payment plans are flexible, don’t require a credit check, and can give you access to thousands of tires immediately at your disposal. All you need to do is fill out a small form online to get pre-approved.

Anyone can use one of these plans, but it might be especially great for people who are in a bit of a financial pinch. The Rent-To-Own plan gives you 78 weeks to pay off your wheels, while the 120-Day Same-As-Cash Price lets you make payments for up to 120 days at the exact cash value of the rims. And if you’re feeling bold, you can still pay off your tires right up front.

The payment plans are just as diverse as our tires, and you’ll be able to find something that works for you with the help of our experts. It’s time to give your car a much needed boost, so get started on your application right away.